Terms of Use

SmartService provides calculators, conversion tools, and developer utilities. Use the website lawfully and do not interfere with its operation or submit abusive messages.

Results are estimates based on the inputs and assumptions displayed with each tool. SIP assumes payments at the start of each month and a constant return; investment returns are not guaranteed. EMI excludes fees and lender-specific rounding. GST applies the selected rate and does not determine which rate legally applies to a product.

Income Tax covers historical FY 2024–25 / AY 2025–26 for resident individuals with ordinary slab-rate income up to ₹50 lakh. It is not a current-year calculator. Special-rate income and other unsupported cases require separate calculation. Enter only eligible deductions after checking the applicable rules.

Check results and eligibility before making financial, tax, or other consequential decisions. These tools do not replace professional advice, an official tax filing calculation, or a lender’s repayment schedule.

Contact delivery depends on the submission provider. A confirmed submission means the provider accepted the message. You choose whether to download or share your results and are responsible for the recipients and services you select.

Tools may be corrected or temporarily unavailable. The descriptions and assumptions shown on each tool apply to that version. These terms may be updated when the service changes.

Read the Privacy Policy for information about calculation inputs, contact submissions, and third-party sharing. Use the Contact page for questions or to report a problem.